Terms of Use
Welcome to the Desert Bankruptcy Law website. By accessing or using the site located at https://desertbk.com/ (this “Website”), you agree to be bound by the following Terms of Use (these “Terms”). These terms and conditions apply to, and govern use of, all content, functionality, and services offered on or through our Website. If you do not agree to these Terms, do not access and/or use our Website. While we strive to make available useful information as well as legal services for individuals and businesses facing bankruptcy and other debt relief options, these Terms are intended to provide a transparent, safe, and respectful interface between Desert Bankruptcy Law and its visitors and clients.
About Desert Bankruptcy Law
The Desert Bankruptcy Law firm is a highly specialized firm that offers bankruptcy and debt relief help to individuals and businesses across the United States. The New York-based law firm is owned, managed, and led by individual bankruptcy lawyer Rachel Thompson, who utilizes her unique mix of financial acumen and legal know-how to provide comprehensive support in times of financial trouble for people everywhere in America. From personal bankruptcy and business bankruptcy help to debt relief options and education, our team is dedicated to integrity, hard work, and getting positive client results. Our office hours are Monday through Friday, 9:00 AM to 5:00 PM, with Saturday appointments by request. Our address is Desert Bankruptcy Law, 100 Park Ave Fl 89, New York NY 10017. Tel: (347) 419-0787. URL: http://www.desertbk.com; Email: [email protected].
Acceptance of Terms
By using or accessing our site, you acknowledge that you have read, understood, and agree to be bound by these terms of use, along with our Privacy Policy, as well as additional terms and conditions that may apply to specific parts of the site, or to products and services made available through this site. If you do not agree with all of these terms, then you may not use or access our site. Desert Bankruptcy Law reserves the right to update or change these terms of use at any time without notice. Your continued use of this site is deemed acceptance of those changes.
Eligibility and Responsibilities of Users
This website is offered and made available only to adults who are at least 18 years of age or older. By using this website, you represent and warrant that you are of legal age to form a binding agreement with Desert Bankruptcy Law. The site is operated by users at their own and sole risk in compliance with all applicable local, state, and federal laws, ordinances, and regulations. You agree that you will not use this website for any unlawful or prohibited purpose or in any manner that could damage, disable, overburden, or impair the website or interfere with any other party’s use and enjoyment of the website.
Scope of Services and Legal Disclaimer
The Law Firm of Desert Bankruptcy Law provides information about bankruptcy and debt relief options as well as educational resources about financial recovery. All information on this website is for general informational purposes only. Nothing on this or associated pages, documents, comments, answers, emails, or other communications should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship. The use of this website does not create an attorney-client relationship between you and the firm or any of its lawyers. In order to obtain representation from our office, you must make an appointment with our office for a consultation. Results in bankruptcy treatment differ depending on a variety of factors specific to each particular case. Past case results are not representative of future success.
User Conduct
By using the Desert Bankruptcy Law website, you agree to use the website in a legal and respectful manner. You will not:
- Post or transmit any unlawful, threatening, defamatory, obscene, or other objectionable material.
- Attempt to gain unauthorized access to any part of the website or any of its features, other accounts, computer systems, or networks connected to the website.
- Use an automated program (including robots, spiders, scraping, and data mining tools) to monitor the website or copy any content from the website.
- Transmit any viruses, Trojan horses, worms, or any other computer code, files, or programs that are designed to interfere with, damage, or limit the functioning of the computer software or hardware or telecommunications equipment.
- Impersonate any person or entity, falsely state or otherwise misrepresent your affiliation with a person or entity.
Any violation of these use requirements may result in termination of your ability to access the website and could subject you to civil and/or criminal liability.
Privacy and Data Collection
Desert Bankruptcy Law respects the privacy of our clients and is committed to protecting your personal information. Our Privacy Policy, which is incorporated into these Terms of Use by reference, describes the information we collect and how we use and protect that information in connection with your use of this website. By using this website, you agree to the collection and use of information in accordance with our Privacy Policy. We use industry standard security measures to protect your information, but you understand that no method of transmission over the Internet can be guaranteed to be 100% secure. If you have questions about our privacy practices, please contact us at [email protected].
Intellectual Property Rights
Desert Bankruptcy Law website content, including, but not limited to all texts, logos or trademarks, graphic or image files, audio/video elements, software tools, buttons, and design elements are all owned by Desert Bankruptcy Law or their suppliers and are protected by United States and foreign copyright, trademark, and/or other intellectual property laws. You may not use or reproduce, in any way, any of this material without prior written permission from Desert Bankruptcy Law. You may, however, access and use all content contained in the website for your own personal non-commercial use provided that you keep intact all copyright, trademark, and other proprietary notices contained in this website.
Third-Party Content and Hyperlinks
The Desert Bankruptcy Law Website may have links to third-party websites, content, or services that are not exclusively owned or controlled by Desert Bankruptcy Law. These links are provided to you as a convenience, and the inclusion of any link does not imply endorsement of the content or services contained therein. Desert Bankruptcy Law has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites, information services, or providers. You acknowledge sole responsibility and assume all risks arising from your use of any such third-party websites. Desert Bankruptcy Law disclaims all liability for damages of any kind arising or resulting from your use of third-party content or services.
No Warranties
Desert Bankruptcy Law provides the site and materials on the site on an ‘as is’ and ‘as available’ basis, without warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, Desert Bankruptcy Law disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose, quiet enjoyment, title, and non-infringement, and any warranty arising by course of dealing or course of performance. We do not guarantee, and make no warranty that, the website will be error free, uninterrupted, secure, or free from viruses or other harmful components. You assume the entire cost of any necessary servicing or repair of your hardware and/or network. You assume full responsibility and risk of loss resulting from your use of the website and/or any site linked to the website.
No Liability
To the fullest extent allowed by law, Desert Bankruptcy Law, its affiliates, subsidiaries, partners, officers, directors, employees, agents, or representatives are not liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages, including for loss of profits, data, or goodwill arising out of: (a) your use of or inability to access this website or any materials on this website; or (b) any claim in contract, tort, negligence, strict liability, or other theory of cause of action presented even if Desert Bankruptcy Law was expressly advised of the possibility of such damage.
Indemnity
You agree to indemnify, defend, and hold harmless Desert Bankruptcy Law and its affiliates, attorneys, employees, agents, and representatives from and against any and all claims, actions, demands, liabilities, losses, damages, costs, or expenses (including reasonable attorneys’ fees) arising from or relating to your use of the website, your violation of these Terms of Use, or your violation of any intellectual property or other right of any person or entity.
Registration of Accounts
Some Desert Bankruptcy Law Site features may require you to create an account or provide certain information about yourself in order to access them. In that regard, you agree that any registration information you give us will be current, accurate, and complete, and that you will update it to keep it current, accurate, and complete. You are solely responsible for maintaining the confidentiality of your account password information, if any. You will be fully responsible for all activities that occur under your account. Desert Bankruptcy Law may, in our sole and absolute discretion, suspend or terminate your account at any time for any violation of these Terms of Use or for any other reason.
Notices and Information Provided Electronically
By using the website or providing your contact information, you agree to receive communications from Desert Bankruptcy Law in electronic form via email, newsletters, announcements, or other notices in connection with your request or inquiry or the services we provide. You agree that all agreements, notices, disclosures, and other communications that we provide to you by means of electronic transmission will have the same force and effect as if such were in writing and executed by you in writing. You may choose to unsubscribe to certain messages by following the instructions included in our emails or by contacting us at [email protected].
No Attorney-Client Relationship
Use of the Desert Bankruptcy Law website, including use of a contact form for communicating with Desert Bankruptcy Law, does not constitute an attorney-client relationship between you and the Desert Bankruptcy Law attorney. Communication with an attorney at Desert Bankruptcy Law will not occur until after, at a minimum, an engagement agreement is signed by you and accepted by Desert Bankruptcy Law. Do not send or convey confidential, proprietary, or sensitive information to Desert Bankruptcy Law through this site by email or otherwise until such time as an attorney-client relationship exists. Such communications may not be protected by the attorney-client privilege.
Billing Arrangements and Payment Terms
Desert Bankruptcy Law provides experienced legal representation tailored to the needs and circumstances of each case handled. Fees and payment terms are addressed in consultation and memorialized in the engagement agreement entered into between you and the firm. Unless otherwise agreed, fees are payable as set forth in your agreement. Any failure to timely pay fees as provided here may result in the suspension or termination of services. Multiple payment options are accepted including major credit cards, checks, and electronic funds transfers. Questions concerning payment or billing should be directed to us at (347) 419-0787 or [email protected].
Changes to Terms of Use and Materials on Website
Desert Bankruptcy Law (“DBL”) may, in its sole discretion, change, modify, or update these Terms of Use at any time. DBL will make any changes by posting notice of the modification on this Site. By continuing to access the Site after having posted a notice of a change or modification, you will be deemed to have accepted that change or modification. Please review these Terms of Use from time to time for changes. In its sole discretion, Desert Bankruptcy Law may (a) alter or discontinue providing this Site and/or any features thereof; (b) change any information and content provided on the Site.
Cancellation of Access
Desert Bankruptcy Law has the right to, and will, at our discretion, limit, suspend, and/or terminate your access to all or part of the site for any reason including, but not limited to, violation of these Terms of Use or any applicable law. Upon termination, all provisions of these Terms of Use which by their nature should survive termination will survive, including without limitation, intellectual property provisions, disclaimers, limitations of liability, and indemnity.
Choice of Law and Jurisdiction
Each of these terms of use and your access to and use of the website are governed by and construed in accordance with the laws of New York, without regard to its choice of law principles. By using this website you consent to the personal jurisdiction of the state and federal courts sitting in New York County, New York.
Severability and Waiver
If a court of competent jurisdiction deems any provision of these Terms of Use to be invalid, illegal, or unenforceable, that provision will be enforceable to the fullest extent permissible and the remainder of this Terms of Use will remain in full force and effect. Desert Bankruptcy Law’s failure to enforce a provision hereunder shall not constitute a waiver of that provision.
Entire Agreement
These Terms of Use, along with our Privacy Policy and any other posted legal or contractual notices on this website, contain the entire agreement between you and Desert Bankruptcy Law with respect to the use of this website and they supersede all prior understandings, agreements, representations, and warranties, written or oral, as to such subject matter.
Children’s Online Policy
Desert Bankruptcy Law does not knowingly solicit or collect personal information from children under age 13. If Desert Bankruptcy Law discovers that it has collected personal information from a child under age 13 without verification of parental consent, it will delete such information from its systems. If you have any reason to believe we might have any personal information from or about a child under age 13, please contact us at [email protected].
Please note that if we learn that a child under age 13 has provided us with personal information, we will seek to have the information removed. We will not knowingly request personal information from any person under the age of 13.
International Users
The website www.desertbankruptcy.com is operated and controlled from the United States, and designed for use by businesses and individuals in the United States. Content may not be applicable to non-U.S. businesses or individuals and access from outside the United States carries that warning. You are solely responsible for compliance with any applicable local laws. Desert Bankruptcy Law makes no representations or judgments as to the appropriateness or availability of the content on the website for use in other jurisdictions.
Copyright Infringement Notification
If you believe that any material on the Desert Bankruptcy Law website is being used in a manner that infringes your copyright, please send a written notice pursuant to the Digital Millennium Copyright Act (DMCA) to [email protected] identifying in detail the copyrighted material you claim to have been infringed, the allegedly infringing material you claim to be using in an infringing manner, your contact information including, in the case of a corporation, the name of an authorized person having authority to act for the complaining party, and a statement under penalty of perjury that you have a good faith belief that the disputed use is not authorized. Desert Bankruptcy Law will respond accordingly and will remove or disable access to content where appropriate.
Feedback and Suggestions
We appreciate and welcome your feedback, comments, and suggestions about the Desert Bankruptcy Law website and other services. For all information or other material that you submit to Desert Bankruptcy Law, you agree to grant Desert Bankruptcy Law a non-exclusive, worldwide, royalty-free, perpetual license to use, reproduce, modify, adapt, publish, and otherwise exploit any information or other material that you submit for any purpose without compensation to you. We are under no obligation to use (or respond to) any such information you submit.
Contacting Us and Support
Should you have any questions or concerns about these Terms of Use, our website, or our services, please do not hesitate to let us know. You may call our 100 Park Ave Fl 89 New York NY 10017 office at (347) 419-0787 or via email at [email protected]. We will make every reasonable effort to respond to all questions and concerns within one business day during our normal business hours: Monday – Friday, 9:00 AM to 5:00 PM by appointment, and Saturday, as needed. Should you have a pressing client matter that requires immediate assistance, we encourage you to schedule a consultation with an attorney as soon as possible.
Your Consent and Acknowledgement
By visiting and using the Desert Bankruptcy Law website, you acknowledge that you have read and understood the above terms and conditions, as well as the Privacy Policy, and voluntarily agree to be bound by them. While you may bookmark or otherwise record this page for your convenience, we update these terms and conditions periodically and you are encouraged to check back often to ensure you have current information regarding your rights and responsibilities. We look forward to working with you on the road to financial success.