Should I have a Trust drafted or just put my kids on the deed to my house?

When deciding if a trust is right for you or if you want to just add your kids onto your deed as joint tenants you need to answer a couple of questions.  First, has your home gone up in value since you purchased it?  Second, do your adult children live in the home?  Third, if Read more about Should I have a Trust drafted or just put my kids on the deed to my house?[…]

Should I file for Bankruptcy now or wait?

Chapter 7 bankruptcy is a powerful tool to use when you have overwhelming credit card debt, medical bills, repossessions, eviction judgment, qualifying taxes, lawsuit judgments or are being garnished by a creditor or levied by the IRS or State. If you have some of those but can afford your monthly payments and can see a Read more about Should I file for Bankruptcy now or wait?[…]